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About Us

OUR HISTORY

As highly experienced bankers who had worked together at various points in our careers, we came together as a team in 2005 to form Bank of San Francisco. Bank of San Francisco was the first Bank to open in San Francisco in over 18 years. When we raised the initial capital for the Bank, all of our employees invested under the same terms and conditions as the general public.

In starting the Bank, the team’s vision was to provide clients with high-touch, personalized banking solutions delivered with nimbleness and accountability. Reflecting the experience and special areas of expertise of our team, we defined the Bank’s market niche as Bay Area-based companies and nonprofits as well as entrepreneurs, professionals, and families who value a hands-on approach by their banker. This continues to be the market we serve.

In 2010, the Bank bought out the ownership interest of its majority shareholder, a national holding company, with an over-subscribed capital raise to support this new independence and future growth. At that time, our employees became our largest shareholder group, with the average investment per employee being approximately $85 thousand. Our Directors are our second largest shareholder group, followed by our Advisory Council members and clients. We are proud that all of our shareholders are part of the Bay Area community that we serve and that no shareholder has a controlling interest. We are a local bank, owned by the local community.

The success of Bank of San Francisco is attributable to our remaining true to the core principles of the best community banks in the country – having deep local roots; lending to the small businesses, nonprofit organizations, and families in the community where we live and work; being intrinsically consumer friendly; and taking the long-term view in our relationships and in building our business.