OUR LEADERSHIP

The Bank of San Francisco management team and board of directors are made up of experienced professionals, including individuals with distinguished careers in the banking industry, accomplished business owners, and civic leaders with strong ties to the Bay Area.

EXECUTIVE TEAM
Edward C. Obuchowski
Edward C. Obuchowski
CEO and Director

Ed has more than 30 years of banking experience and has worked his entire career in the San Francisco Bay Area. He is responsible for the overall performance of the bank and is the primary liaison for regulatory agencies and shareholders. Working in concert with the bank’s Board of Directors (of which he is also a member), he is responsible for developing strategies for achieving the bank’s vision and objectives. Ed represents the bank in the community through participation in business, charitable, and civic activities.

Prior to forming Bank of San Francisco, Ed held leadership positions at City National Bank, CivicBank of Commerce, and First Interstate Bank.

A graduate of Leadership San Francisco, Ed is past chairman of the board of RAMS Inc., a nonprofit mental health agency with an emphasis on serving Asian and Pacific Islander Americans. He was previously on the board of Junior Achievement Northern California. Ed was a Benjamin Franklin Scholar and received a bachelor's degree in economics from the University of Pennsylvania and is a graduate of Pacific Coast Banking School at the University of Washington.

Wendy A. Ross
Wendy A. Ross
President and Director

Wendy has more than 35 years of international, commercial, and private banking experience. As the bank’s president, Wendy is responsible for the day-to-day operation of the bank, while promoting a culture that reflects the bank’s values, encourages strong performance, and rewards accomplishment. Wendy maintains strong relationships with the bank’s key clients, investors, and community leaders.

Prior to joining Bank of San Francisco’s founding team in 2005, Wendy was senior vice president and chief credit officer at Golden Gate Bank. Wendy started her banking career at Manufacturers Hanover Trust Company in New York. She then made the move to the Bay Area, where she held positions of increasing responsibility at Crocker National Bank, Bank of California, and CivicBank of Commerce.

Wendy graduated magna cum laude from Connecticut College and is a member of Phi Beta Kappa. She has an executive degree from the Graduate School of Credit and Financial Management and is a graduate of Leadership San Francisco. Wendy has been the recipient of the Emeryville Business and Professional Women’s Association annual Woman of the Year Award. She is a member of International Women's Forum Nothern California and a former board member of Women's Initiative for Self Employment. Wendy is also a member of the Rotary Club of San Francisco and has served on the San Francisco Rotary Foundation Board. The San Francisco Business Times honored Wendy as one of the Bay Area’s Most Influential Women in 2013, and she is on its Forever Influential Honor Roll.

Juanna Collin
Juanna Collin
Executive Vice President and Chief Operating Officer

Juanna joined the bank in 2013 as senior vice president and chief operating officer. She oversees depository risk management, control operations, information technology, human resources, audit, and Bank Secrecy Act compliance.

Juanna has more than 25 years of banking experience in compliance, operations, and systems. Before joining Bank of San Francisco, she served as Circle Bank's senior vice president of operations and technology. Prior to joining Circle Bank, she spent more than a decade as a consultant for a range of community banks, including One PacificCoast Bank (now Beneficial State Bank), Circle Bank, New Resource Bank, California Bank of Commerce, Bank of Alameda, Mission National Bank, American California Bank, Private Bank of the Peninsula, and Community Bank of the Bay.

Juanna received training at the BAI School for Bank Administration and graduated from Barclays Bank’s Operations Training Program.

Jennifer Corr
Jennifer Corr
Executive Vice President and Chief Financial Officer

Jennifer joined the Bank in 2019 as Chief Financial Officer. She also serves as its Corporate Secretary, Secretary of its Executive Committee, and Chair and Secretary of its Investment Committee and Asset Liability Management Committee.

Prior to joining the Bank, Jennifer worked in public accounting for 19 years. She was an audit partner at BDO, and worked primarily in financial services and fintech, with experience in consumer products, manufacturing, distribution and retail industries. Jennifer graduated from Pepperdine University with a Bachelor’s Degree in Accounting, and is a licensed Certified Public Accountant.

In her free time, Jennifer shows dogs across the United States, Canada and the United Kingdom, and is a board member and treasurer of Northern California Alaskan Malamute Association, which runs MUSH (Malamutes Unsettled Seeking Homes), an organization that assists local Malamute rescues in finding new homes.

Michael De Vivo
Michael De Vivo
Executive Vice President and Chief Credit Officer

As Executive Vice President and Chief Credit Officer, Michael is responsible for a broad range of credit administration, loan portfolio management, and underwriting activities for Bank of San Francisco.

Michael has more than two decades of banking experience, and has held leadership roles at community banks and larger financial institutions including Bank of the Orient, Trans Pacific National Bank, and U.S. Bank.

A Bay Area native, Michael currently resides in San Francisco. He earned his bachelor’s degree in economics from Santa Clara University.

Felix Miranda
Felix Miranda
Executive Vice President and Commercial Banking Manager

Felix joined Bank of San Francisco in 2016 as executive vice president and commercial banking manager. In his role, Felix manages the commercial banking team and has expertise in commercial real estate and corporate lending, with the goal of growing the bank’s presence throughout the San Francisco Bay Area.

Felix has more than 20 years of banking experience and has held leadership roles at financial institutions including Charles Schwab, First Republic Bank, and Wells Fargo.

He received his bachelor’s degree in business administration from California State University, East Bay and his MBA from St. Mary’s College. Felix is a current board member for the San Ramon Valley Little League and volunteers with local nonprofit organizations, including Habitat for Humanity and George Mark Children’s House.

BOARD OF DIRECTORS
Joseph P. Cristiano
Joseph P. Cristiano
Director – Chairman of the Board

Joe currently serves as chairman of the MCM Group, an international business advisory company specializing in strategic planning, operations, sales and marketing, executive coaching, mergers and acquisitions, and business development. He served as the president and CEO of the Kelly-Moore Paint Company from 1984 to 2003 and prior to that was division president of the Sherwin-Williams Paint Company.

Joe serves on the board of directors of a number of organizations including the Dunn-Edwards Paint Corporation; Diatron, a global medical device company located in Hungary; Metrolab, an Argentinian medical device company; and Medisiss, a U.S. medical device reprocessing company. He is co-owner of Better Homes and Gardens Tri-Valley Realty (formerly the Prudential California Realty Company) and is the founder and current CEO of the Northern California Mentoring Group.

Roberta Achtenberg
Roberta Achtenberg
Director – Vice Chair of the Board

Roberta is the past chair of the California State University Board of Trustees and is a former Commissioner on the U.S. Commission on Civil Rights. She serves as a corporate advisor in community development to the Lennar Corporation and is a director of the privately held software company, AJWI Inc.

Roberta was an elected member of the San Francisco Board of Supervisors and served in the Clinton Administration as a U.S. Department of Housing and Urban Development (HUD) assistant secretary and later as senior advisor to Secretary Henry G. Cisneros. In 2008, she co-led the HUD Transition Team for the Obama Administration. She also served on the board of directors of the Federal Home Loan Bank of San Francisco. Trained as a lawyer, she was a teaching fellow at the Stanford Law School, dean of New College of California School of Law, staff attorney at Equal Rights Advocates and founder of the National Center for Lesbian Rights.

Jeffrey Cheung
Jeffrey Cheung
Director

Jeff is the former CEO, president and director of Gateway Bank in Oakland. Also, he was the founding CEO of Beneficial State Bank (formerly One California Bank). He has a proven track record in building mission-focused business lines and improving customer service. He received both his undergraduate and master’s degrees from Indiana University and began his career in corporate banking in 1974 at the First National Bank of Chicago. He currently serves on the University of California San Francisco Benioff Children’s Hospital board of directors. Formerly, he served on the board for the Oakland Metropolitan Chamber of Commerce, was a Director of Inner City Advisors/Fund Good Jobs, and was a member of the Chabot Space & Science Center's Corporate Advisory Board.

Daniel H. Edelman
Daniel H. Edelman
Director

Dan has more than 30 years of leadership experience in the retail industry. In 2009, he retired as president of International Retail Development for Macy’s Inc. He also has served as president of Macy’s West, chairman and CEO of Macy's Northwest, and vice chairman of finance and operations of Macy's West. Dan is active with the American Heart Association and was selected as the Bay Area Volunteer of the Year in 2007 and 2008. He has served on the board of directors of organizations such as the Seattle Symphony and Business Opportunity for Leadership Diversity (BOLD).
 

Thomas E. Leavitt
Thomas E. Leavitt
Director

Tom founded Leavitt Capital Companies, a real-estate investment firm that organizes investment entities, and builds, acquires and operates commercial and multi-family properties throughout the Western and Southwest United States. He was a founding member of the board of directors of Puget Sound Bank. Tom holds a law degree from Seattle University School of Law and an undergraduate degree from the University of Puget Sound. Tom served as a member of the University of Puget Sound’s board of trustees for 25 years, and has served on the boards of the Epiphany School in Seattle, the Seattle University School of Law Board of Visitors, University of Washington Diabetes Research Council, Urban League of Seattle, and the Caroline Kline Galland Center for the Aged in Seattle.

William Mandel
William Mandel
Director

A partner in the national law firm of Fox Rothschild LLP, Bill specializes in succession planning and mergers and acquisitions for professional service firms, including architecture, engineering, and environmental consulting firms. He has helped develop ownership transition programs for a number of leading professional service firms in California and across the country and has assisted a large number of firms in merger and acquisition transactions.

Bill earned his J.D. from the University of California's Berkeley School of Law and graduated cum laude with a Bachelor of Science from the University of Southern California. Prior to becoming an attorney, he was a CPA, first on the audit staff of Ernst & Young and then in the tax department at Deloitte. He was also a member of the board of trustees of the Head Royce School, an independent school located in the East Bay, for nine years and served as chairman of its finance committee.
 

Jay D. Shaffer
Jay D. Shaffer
Director

Jay co-founded Colton Commercial & Partners, a full-service commercial real estate company headquartered in San Francisco. He began his career in commercial real estate in 2004 with Arroyo & Coates and was recruited to the Charles Dunn Company in 2005. In 2005, Jay earned the title of Rookie of the Year for Charles Dunn Company and in 2006 he was named Broker of the Year. In 2009, he was recognized by CoStar, the nation’s preeminent commercial MLS service, as a Power Broker. Prior to working in commercial real estate, Jay was the General Manager of Heartwell Golf Course for American Golf Corporation.
 

 

Meet the rest of our bankers.