(Download BANKOFSF Personal Banking Brochure)


Your Team

Our Personal Banking team serves individuals and families with a need for personal high-touch service. Feel free to contact us to learn about our expertise and how we can help meet your banking needs.

Dilan Desai, Senior Vice President

Dilan has over 10 years of private banking experience, with specific emphasis on residential lending, including seven years leading high-performance mortgage sales and operations teams throughout the U.S. Dilan works with the Bank’s personal banking clients to provide a comprehensive suite of residential lending products and services.

Katherine Zinsser, Senior Vice President

Katherine has 30 years of banking experience. At Bank of San Francisco, she works with entrepreneurs and small business owners to address both their personal and business banking needs.

Tim Rosenthal, Senior Vice President

Tim has 20 years of banking experience. For the past five years, he has specialized in working with Bank of San Francisco’s dental clients, providing them with guidance on everything from business acquisition financing to home mortgages.

Ike Ogata, Senior Vice President

Ike has over 30 years of banking experience, the past seven years at Bank of San Francisco. Ike heads up the Bank’s work with principals of veterinary practices, law firms, and food industry business, assisting them with both personal and business banking needs.

Zachary Petry, Loan Officer

A member of the Government-Guaranteed Lending team, Zachary Petry specializes in helping entrepreneurs finance the growth of their business, acquisitions of equipment, and real estate purchases through SBA and California State Guarantee programs. Prior to joining Bank of San Francisco, he worked with a non-profit micro-lender. With this background, Zachary also focuses on serving the banking needs of non-profit organizations.


Paul Barenfus, Senior Vice President

With his passion for community banking, client service and entrepreneurialism, Paul has spent more than 15 years serving the banking needs of Bay Area business owners and other high net worth individuals. A long-time resident of San Rafael and an experienced banker in the North Bay market, Paul spearheads the Bank's development and servicing of client relationships in this area.