Our talented team of bankers has the expertise to help you reach your personal and business goals. With a dedicated relationship manager committed to helping you finance your first home, acquire your own business, or grow your nonprofit, you can rest assured knowing you will have someone with you when it matters.
Sam has more than 10 years of banking experience with a deep knowledge of consumer and business lending and banking operations. He is an expert on residential lending products offered to consumers and prides himself on educating clients to ensure they have the best product to meet their short-term and long-term needs. Sam takes pride in establishing and maintaining client relationships while personalizing every interaction. Sam holds a bachelorís degree in finance from St. Johnís University. Before joining Bank of San Francisco, Sam was a banking sales and service manager in New York.
John helps fast growing, closely held, new or mature companies fund their growth with bank or SBA guaranteed loans. He also works with high net worth individuals on commercial real estate and business acquisition loans. John has worked in finance since 2007. Before joining Bank of San Francisco, he worked for Mechanics Bank and Stanford Federal Credit Union. He is a San Francisco resident and also serves on the Working Solutions Loan Committee and Urban Solutions Advisory Board. John holds a masterís degree in business administration and in Asia and Pacific studies from the University of San Francisco.
Ron is a seasoned commercial banker with more than 25 years of experience. He has held management and production roles at large national banks, as well as locally-focused community banks, throughout his career. Ron fosters strong client relationships by listening carefully to client needs and helping them to achieve objectives efficiently and effectively. Ron specializes in funding working capital, real estate and equipment term loans, and acquisition loans. He is a life-long resident of the San Francisco Bay Area and is involved in various community activities, including coaching youth soccer and volleyball. He also volunteers for the Taylor Family Foundation and Meals on Wheels, among other charitable organizations.
John is a veteran banker with more than 25 years of experience in commercial real estate lending. In his current role, he is focused on providing tailored lending solutions to multi-family, mixed-use and commercial real estate properties in the San Francisco Bay Area. Prior to joining Bank of San Francisco, John held positions at United Business Bank, Gateway Bank FSB, Merrill Lynch and First Republic Bank. John is a life-long resident of San Francisco and is thrilled to be a part of a community bank so entrenched in the spirit and culture of the city. He is the current council president of the San Francisco Bay Area Council, Boy Scouts of America; chairman of the San Francisco Sea Scouts and advisor trustee for the San Francisco Maritime National Park Association.
Lia brings more than 20 years of experience working with a diverse portfolio of high net worth clients throughout the San Francisco Bay Area. At Bank of San Francisco, she manages the overall banking needs of political treasurers and consultants, nonprofits and fiduciaries. Additionally, she manages the Bankís front office and Client Support Team. Lia is a San Francisco native who now lives in the North Bay. With a passion for community service, she is an active member of the Elks Club of San Rafael, a board member for Lifehouse Agency, and a member of the SF Advisory Council for 10,000 Degrees.
Erica brings to Bank of San Francisco more than 20 years of success in customer relations, and a strong knowledge of commercial real estate and commercial and industrial lending. Before joining the team, she worked as a portfolio manager at United Business Bank in the East Bay. In that role, she was responsible for maintaining client relationships and managing an extensive and diverse loan portfolio. Erica is a Bay Area native, and when she is not at work, she enjoys traveling and spending time with her friends and family.
Michael has more than a decade of experience working with San Francisco Bay Area banks, including: Citibank, Wells Fargo and Union Bank. Michael is known for fostering strong client relationships, effectively leading internal teams and optimizing business processes. Prior to joining Bank of San Francisco, Michael led a top-performing branch and held leadership positions at Union Bank. Michael holds two bachelorís degrees in business administration from the University of Arizona. He resides in Vallejo and enjoys amateur real estate investing.
Araceli comes to Bank of San Francisco with more than a decade of banking experience. In her current role, she manages high revenue business and commercial real estate clients. Prior to joining Bank of San Francisco, she held various positions at Wells Fargo. Araceli has a passion for helping businesses succeed financially and is an active member of Financial Women of San Francisco. She earned a bachelorís degree in finance from Cal State University, East Bay. Araceli is a Bay Area native and currently resides in the Oakland Hills. She enjoys fitness and traveling in her free time.
Victorís banking career spans more than two decades. He has held senior level roles at various organizations including Union Bank, Fifth Third Bank, and Wells Fargo. Victor began his banking career at Home Savings of America while majoring in business management at University of California, Santa Cruz. Victor focuses on deposits and the overall client relationship. He has extensive experience with lawyers, legal, and nonprofit organizations. Victor is passionate about community involvement and is a Community Advisory Panel member at KQED. He has served on the Board of Directors for Berkeley Symphony and The Link to Children (TLC). He is also involved with prominent Latino legal aid organizations: San Francisco La Raza Lawyers Association, California Rural Legal Assistance, and La Raza Centro Legal.
Paul has more than nine years of banking experience, working with Wells Fargo and Citibank. At Bank of San Francisco, Paul specializes in dental and health care practice acquisition financing, including Commercial Real Estate financing. A native of Michigan, Paul studied economics and business at the University of Michigan before moving to California. He is a committed Giants and Warriors fan and loves to hike, and play golf and hockey.