TERMS OF USE

AGREEMENT BETWEEN USER AND BANK OF SAN FRANCISCO

Welcome to BankofSF.com. The BankofSF.com website (the “Site”) is comprised of various web pages operated by Bank of San Francisco. BankofSF.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of BankofSF.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

BY ACCESSING THIS SITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS.

This Site has been established by Bank of San Francisco for the sole purpose of conveying information about Bank of San Francisco's products and services and to allow communication between Bank of San Francisco and its clients. Information that appears on this Site should be considered an advertisement. Nothing contained in any page on this Site takes the place of Bank of San Francisco's agreements and disclosures that govern its products and services. If any information on this Site conflicts with that in Bank of San Francisco's agreements and disclosures, the agreements and disclosures will control.

From time to time, Bank of San Francisco may place links to other websites on this page (“Linked Sites”). Users assume all responsibility when they go to a Linked Site via the links on this page. Bank of San Francisco has no control over any Linked Site and Bank of San Francisco is not responsible for the content on any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Bank of San Francisco is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Bank of San Francisco of the Linked Site or any association with its operators.

The information and materials contained in this Site are owned by Bank of San Francisco or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

You are granted a non-exclusive, non-transferable, revocable license to access and use BankofSF.com strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to Bank of San Francisco that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. Bank of San Francisco and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion. You acknowledge that Bank of San Francisco is not responsible for third party access to your account that results from theft or misappropriation of your account.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN.  BANK OF SAN FRANCISCO AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

BANK OF SAN FRANCISCO MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. BANK OF SAN FRANCISCO AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BANK OF SAN FRANCISCO AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF BANK OF SAN FRANCISCO OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

To the maximum extent permitted by law, this agreement is governed by the laws of the State of California and you hereby consent to the exclusive jurisdiction and venue of courts in California in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

Bank of San Francisco reserves the right, in its sole discretion, to change the Terms under which BankofSF.com is offered. The most current version of the Terms will supersede all previous versions. Bank of San Francisco encourages you to periodically review the Terms to stay informed of our updates.